Colorado state law provides a
few helpful rules on health insurance after a divorce. The law has a
prohibition on an insured spouse who is going through a divorce from changing
or canceling a family insurance policy without advance notice and consent of the
other party.
If you carry the insurance for
your family, be aware that you can’t drop your former spouse without his or her
consent. You should also be aware that changes you make to your insurance plan
could affect your coverage or any coverage you have for your children.
Absent a separate agreement,
health insurance that you have through your ex-spouse will generally be
cancelled at the end of month following a divorce. If your spouse provided the
insurance, it may be possible to get temporary coverage through your former
spouse’s employer using COBRA. If you do need to use COBRA coverage, you will
likely be responsible for the payments, but your insurance plan will remain
intact.
If you have questions about what
may or may not happen to your health insurance coverage, contact your attorney.
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